Report – Mind the gap: How unpaid super is deepening retirement inequality for women

Women across Australia continue to miss out on super due to time spent out of the paid workforce to care for children and other family members. This contributes to an overall gender gap in super balances, which leads to working women in Australia retiring with a quarter less super than men.

This structural inequity also means women suffer more acutely from the scourge of unpaid super. The smaller your balance, the bigger a difference each dollar of unpaid super makes.

Missing out on super – which is a legal workplace entitlement in Australia – dramatically erodes women’s super by retirement, magnifies existing inequity, and erodes women’s future financial security.

This report focuses on how fixing unpaid super will benefit women in retirement.