Skip to content

Terms and conditions

Please read these Terms and conditions carefully before using this website. Use of this website indicates your acceptance of the Terms and conditions and Privacy Policy.

Accuracy of information

This website (located at is owned and operated by Super Members Council of Australia Ltd ABN 64 671 146 688.

While reasonable care has been taken to ensure that information on this website is correct, SMC (Super Members Council of Australia) accepts no liability for any error or misprint in respect of the information shown or provided and does not guarantee that the information is accurate, current, complete, free of errors or viruses, or that it will be available on an uninterrupted basis.

The information on this website is of a general nature only. You should seek your own professional independent advice. SMC does not accept liability in relation to any reliance on this website’s contents.

SMC reserves the right to modify, update or otherwise alter these Terms and conditions at any time. SMC is under no obligation to contact or notify you of any variation to these Terms of Use. However, SMC will publish new Terms and conditions on this website. Your use of this website now and in the future indicates your continuing acceptance of these Terms and conditions, including any modifications that may be made in the future. We recommend that you visit this page from time to time to review the current Terms.

Nature of website and material 

This website is for residents of Australia only. Use of this website is governed by the laws in Australia. SMC makes no representation or warranty that the material and information on or available via this website is appropriate or available for use outside Australia. If you choose to access this website from a location outside Australia, you do so at your own risk and are responsible for complying with all applicable local laws, if and to the extent that, local laws are applicable.

Limitation of liability

This website is provided ‘as is’. While commercially reasonable efforts have been made to ensure that information is free from error to the maximum extent permitted by law, all warranties with respect to the contents of this website and documents and materials available through this website, and in respect of any site linked to this website, are excluded. SMC excludes to the maximum extent permitted by law any liability which occurs or might arise as a result of the contents of this website or any linked site. 

Subject to any responsibilities implied by law and which cannot be excluded, SMC, and its directors, employees, agents and contractors, are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever, whether direct, indirect or consequential, arising out of or referable to the information, documents and materials on this website, third party material, third party services, or to access or use of this website by you, however caused, whether in contract, tort (including negligence), statute or otherwise.

Privacy and personal information 

If you use this website, SMC may utilise ‘cookies’ or similar technology to obtain information regarding use of this website. By using this website, you agree to SMC’s use of technology of this type. SMC’s privacy policy is available for review here

Third party information and links 

This website contains material which has been provided by third parties for general information or interest. The views expressed in third party articles or commentaries contained on this website are those of the authors of that material and do not necessarily reflect those of SMC. 

Links to third parties’ websites are provided on this website to provide users with convenient access to related information and organisations. A link from SMC’s website does not represent an affiliation with or recommendation or endorsement of those third parties and SMC is not responsible for the views or actions of any organisation whose website is accessible via a link on this website. SMC does not guarantee that this website or any third-party websites will be free from viruses, that this website or any third-party websites will function as intended, or that access to this website or any third-party websites will be uninterrupted. SMC reserves the right to terminate any link at any time.

 If you leave SMC’s website using one of these links, these Terms and conditions will no longer apply. SMC encourages individuals to read the privacy statements, disclaimers and terms of use of any new websites that they visit. 

Copyright and trademarks 

The information and material on the SMC website is copyright protected and owned by or licensed to SMC. You may use the information on this website for your own non-commercial use and for viewing the material on this website via your web browser. You must not use, copy, reproduce, store or alter in any way the information and material provided on this website without SMC’s prior consent. 

Use of any of the information or material on SMC’s website for a commercial purpose without its express permission or as expressly permitted under the Copyright Act infringes SMC’s copyright and other proprietary rights. Third party trademarks are trademarks of the respective third parties. 

Reasonable use

The information on this website may not be used in any way that is unlawful. In particular, you may not use the website to: 

  • Defame, abuse, harass, stalk, threaten or otherwise offend others. 
  • Publish, distribute, e-mail, transmit or disseminate any material which is unlawful, obscene, defamatory, indecent, offensive or inappropriate. 
  • Use any automated scripting tools or software. 
  • Engage in or promote any surveys, contests, pyramid schemes, chain letters, unsolicited e-mailing or spamming. 
  • Upload, post, e-mail, transmit or otherwise make available any material that you do not have a right to make available under any law or contractual obligation or which contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware; breach any applicable laws or regulations. 
  • Impersonate any person or entity. 
  • Breach any applicable laws or regulations. 

Should any clause or part of these Terms and conditions be found to be void, unenforceable or invalid, then it is severed from those terms, leaving the remainder in full force and effect, provided that the severance has not altered the basic nature of those terms. 

Subscribe to be notified of 
updates directly into your inbox